01
Understand Before Adding
Start with objectives, obligations, liquidity and the current balance sheet before adding another exposure.
Multi-Asset Wealth Strategy
Wealth, intelligently diversified.
MG Advisory works with entrepreneurs, executives and investors who want a clearer view of how their capital is allocated, what risks they are taking and why. The framework spans financial markets, real estate, sport trading, digital assets and protective assets, with discipline, liquidity and downside awareness at the centre.
Capital allocation
Downside discipline
Independent judgement
Long-term perspective
Operating Principles
Capital should have a job before it has a product.
The aim is not to own more things. It is to understand what each holding is expected to do, what can go wrong and how it interacts with the rest of the balance sheet.
02
Whole-Balance-Sheet View
Consider assets, currencies, jurisdictions, liabilities and liquidity as parts of the same capital picture.
03
Documented Decisions
Write down the reason for a decision, the risk being accepted and the evidence that would cause the view to change.
The Opportunity Set
One balance sheet. Five distinct roles.
Diversification is not a count of how many assets you own. It is the deliberate use of different return drivers, liquidity profiles and risk exposures so that each holding earns its place.
01
Financial Assets
Equities, bonds, funds and liquid instruments assessed through return objectives, downside tolerance, liquidity and diversification.
02
Sport Trading
A data-led alternative strategy assessed through process, execution, risk limits, drawdown and performance governance.
03
Real Estate
Property evaluated as an operating investment: financing, cash flow, yield, capital expenditure, tax exposure, liquidity and exit scenarios.
04
Digital Assets
Selective exposure to digital assets, sized with explicit attention to custody, volatility, counterparty risk and the possibility of permanent loss.
05
Protective Assets
Gold, precious metals, cash reserves and selected defensive instruments considered for liquidity, reserve capacity and resilience under stress.
Our Method
A process for making fewer, better decisions.
MG Advisory begins with objectives and constraints, not with a product list. Each decision is tested against liquidity, drawdown, concentration, correlation, implementation risk and the conditions that would require a review.
01
Diagnose
Clarify goals, time horizon, liquidity needs, existing exposures and the risks that matter most.
02
Architect
Define a strategic allocation, risk budget and the role each asset class should perform.
03
Validate
Challenge assumptions through scenarios, downside analysis, due diligence and implementation checks.
04
Govern
Set review rules, thresholds and reporting so decisions remain disciplined when markets become emotional.
Leadership
Institutional discipline, applied personally.
Maurizio Garro is a Certified Accountant and GARP-certified Financial Risk Manager (FRM), with more than 20 years of senior experience across finance, risk management, capital allocation, banking, investor relations, governance, business growth and quantitative alternative assets.
MG Advisory applies institutional decision disciplines to private capital: understand the balance sheet, define the risk budget, allocate deliberately and review decisions when the facts change.
“A portfolio should be understandable before it is impressive. Every asset should have a purpose, a risk budget and a reason to remain.”
Who We Support
For owners of capital who value judgement over activity.
01Entrepreneurs seeking to diversify wealth beyond their operating business.
02Executives who need a structured, multi-asset capital-allocation plan.
03Investors assessing alternative assets with stronger governance and due diligence.
04Families seeking clearer decision rules across liquid, real and digital assets.
Your Next Capital Decision
Do you recognise any of these?
The problem is often not a lack of investment opportunities. It is a lack of architecture around the capital already in place.
Business concentration
Too much personal wealth remains tied to one operating company, sector or income source.
Portfolio without architecture
Several investments exist, but there is no explicit role, risk budget or review rule for each.
Cash awaiting deployment
Capital is available, but the next allocation decision is not yet clear.
Alternative opportunities
You are considering investments outside traditional markets and want stronger decision filters.
Hidden concentration
Different holdings may still depend on the same market, currency, geography or liquidity regime.
Major decision ahead
A business exit, property purchase, private investment or liquidity event requires a structured second perspective.
MG Advisory Funnel
From diagnosis to ongoing capital governance.
Enter at the point that matches your decision. The 360° Check-Up is the default starting point; a Second Opinion is available when a specific opportunity is already in front of you.
Next Step
Good decisions begin with an honest inventory.
Start with what you own, what you owe, what must remain liquid and what can be left to compound. From there, the next decision usually becomes clearer.
Map your current asset mix and concentrations
Assess risk, liquidity and diversification
Identify the decision that deserves attention
Define the next decision and what would change it